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Federal Loan Modification
6420 Wilshire Blvd STE 200
Los Angeles, CA 90048
phn 1-877-39-HOUSE
fax 323-658-3030
Email HERE
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Our consultations are always free and there is no obligation to use our services. Click HERE to get started!
Welcome to Federal Loan Modification Online
A loan modification is when the lender modifies your current mortgage in order to work with you because of a hardship. The purpose is to help make your loan more affordable. Usually it is in the form of a rate reduction and fixing the rate for a certain amount of time.
In the past this was only used when a borrower was delinquent and suffered a hardship such as a job loss, divorce, illness etc.
Now, borrowers can obtain mortgage help from their lender for unaffordable rate adjustments on adjustable rate mortgages.
The earlier you get started, the better your chances are of negotiating a fixed rate and a payment that you can manage. If you can afford your home and not just your loan, then you may be eligible for a loan modification.
See if You Qualify
Is Your Lender or Servicer Not Helping You or Being Abusive...
Lenders and servicers are very busy with desperate homeowners trying to save their homes from foreclosure. Unfortunately, they do not have the man power or the capabilities to save everyone.
Many people are simply getting lost in the system and suffering an unnecessary foreclosure when they could have worked it out with their lender.